Husband Took A Loan In My Name For His Mistress–This Will Be His Last Penny Ever! Chapter 1

When I discovered my husband had forged my signature to take out a $1.5 million loan for his mistress, I filed for divorce without hesitation.

Walking out of the courthouse, he thought he'd finally escaped his "broke, pathetic wife."

He practically ran to her.

What he didn't know? That "penniless" wife he just divorced was a Graves—one of those Graveses.

I pulled out my phone.

"Mom, it's done."

Ten minutes later, the sixty-million-dollar financial lifeline that my ex-husband's family relied on to survive was completely wiped out.

Sweetheart, I'm going to destroy everything you have.

Oh, except that $1.5 million debt.

---

In the city courthouse lobby, I sent my mom a text: "Mom, it's done."

She replied with one word: "Severed."

Ten minutes later, the sixty-million-dollar financial lifeline that my ex-husband's family relied on to survive was completely wiped out.

Right now, he was wrapping his arms around his new flame's waist, posting two first-class tickets on his Instagram story with the caption: "Freedom feels so good."

He had no idea that the ex-wife he claimed "had nothing" was a Graves.

You know what sixty million dollars actually gets you?

It means the blood in the accounts of a mid-sized real estate firm gets drained dry in a heartbeat.

It means three active development projects go completely bust overnight.

And it means that after my mother got that text, she used just one word to send my ex-husband's entire family plummeting from cloud nine straight into the abyss.

"Severed."

Her reply was just that one word, her tone as casual as if she were deciding whether to have green or black tea that evening.

But I knew exactly how much weight that word carried.

The heating in the courthouse lobby was barely cutting it, and the December chill was snaking in through the gaps in the windows.

I pulled my gray cashmere coat tighter around me, it was the nicest thing in my closet, something I'd grabbed for nineteen hundred bucks during a seasonal sale last year.

Ryder Knox was standing about three paces to my left, wearing a sharply tailored navy suit, his metal tie clip catching the light under the flickering fluorescent bulbs.

He was glued to his phone, a smirk tugging at the corners of his mouth that he couldn't quite hide.

No need to ask—he was texting Bianca Mercer.

"Window 23, Ryder Knox and Evelyn Graves, please proceed to the window to finalize your divorce."

The second the announcement echoed, Ryder shot up and made a beeline for the window.

I wasn't in any rush, so I just trailed behind him at my own pace.

The clerk behind the counter was a young guy who took our paperwork and gave it a quick look-over.

"Is this mutual?"

"Definitely," Ryder blurted out before I could even open my mouth.

I just gave a small nod.

"Any disputes over the assets?"

"None. Everything's been hashed out," Ryder jumped in again.

I nodded again.

The settlement agreement had been drawn up by the Knox family's lawyers.

A two-bedroom condo in the old part of town went to me—market value: $1.8 million, with eight hundred grand still left on the mortgage.

A three-year-old Toyota Corolla was mine—worth, what, maybe seven grand on the used market?

Plus a lousy $50,000 cash payout.

On paper, sure, it looked like I was walking away with nearly two million.

But I'd saved every penny for that down payment before I even met him, and I'd been the one covering the monthly mortgage payments for three years straight.

That car was a hand-me-down from my father.

And that fifty grand?

Ryder probably spends more than that on a single watch for Bianca.

In our three years of marriage, he'd stacked up two more houses, a Porsche, and a nice chunk of equity in a media firm.

The agreement? Didn't even breathe a word about it.

I didn't ask for a dime.

It wasn't that I couldn't have fought for it, I just didn't want to get my hands dirty with his garbage.

My mother once told me, "Our family doesn't fight over the scraps left in someone else's bowl. Everything that's yours is being kept safe with me."

Back then, I just thought she was trying to make me feel better.

Only now did I realize it was the trump card held by a woman who sat on a multi-billion-dollar empire, just waiting for her daughter.

The sound of the stamp hitting the paper was sharp and final.

Three years, gone in a flash.

Two green divorce decrees were slid across the counter at us.

Ryder snatched his up, didn't even give it a look, and shoved it straight into his suit jacket pocket.

Then he turned to me and dropped this on me:

"Evelyn, no hard feelings, alright? Take care of yourself."

With that, he walked away without even glancing back once.

His step was so light, it was like he'd just dropped a ton of bricks.

I picked up my own copy.

Watching him walk away, I thought, "Take care of myself? You're about to find out what it really feels like to have nothing left to take care of."

Stepping out of the courthouse, the blinding white sunlight was almost too much to take.

Ryder marched toward a black Mercedes-Benz GLE Coupe parked by the curb.

A $1.45 million car, he'd bought it just two months ago.

The passenger door popped open, and a woman done up to the nines, wearing some trendy designer trench coat, leaned out.

"Ryder! Is it officially over?"

Bianca Mercer.

Twenty-five, a lifestyle influencer with 4.8 million followers on TikTok.

She built her whole brand on being "independent," "ambitious," and a "self-made woman."

In reality? She's got men paying for every single thing she does.

Four months ago, a video of her and Ryder "bumping into" each other went viral, and the entire comment section was basically begging them to start dating.

And me? His actual legal wife? I didn't even exist to the rest of the world.

Because on every single one of Ryder's socials, you wouldn't find a photo, a tag, or even a ghost of a mention of me.

For three years, I was just something he kept hidden in the shadows, too ashamed to ever show off to the light of day.

"It's done, baby." Ryder's face completely shifted, turning all saccharine-sweet as he leaned in to plant a kiss on her forehead. "As of today, I'm a free man. Come on, my folks and Vanessa are already at the airport—our flight takes off in an hour and a half."

Bianca gave this super sweet smile, but I saw her intentionally shoot a glance my way.

That look? The classic "winner looking down on a loser" vibe.

She even gave me a little wave, her voice sounding all sickly-sweet but sharp as a needle: "Ms.Graves, honey, try to take care of yourself, okay?"

Chapter 2

"Ms. Graves".

She was three years my junior.

Calling me that—was she taking a jab at my age? Or just flexing that she'd snatched my husband away?

I didn't give her the satisfaction of a response, just kept my eyes locked on her.

It was the same look you'd have watching a circus act that's about to pack up and skip town.

Bianca clearly felt the heat of my stare, she looked a bit rattled and sheepishly ducked back into the car.

Ryder shot me a cold, dismissive look, slammed the door, started the ignition, and punched the gas.

The black Mercedes screeched off, leaving nothing but a cloud of dust behind.

I stood there, sucking in a lungful of the gritty, cold air, then slowly exhaled.

Then I pulled out my phone and hit speed dial.

It rang for half a second before she picked up.

"Evelyn."

My mom's voice came through the line—steady, warm, like a fresh-brewed cup of tea.

"Is it done?"

"Yeah, it's all official," I said, my voice sounding a lot more raspy than I'd intended.

"I'm sorry you had to go through this, honey." She paused. "Are you holding up okay?"

I watched Ryder's car vanish around the corner and gave a small shake of my head.

She couldn't see me, but I shook my head anyway.

"I'm fine, Mom. It just feels like the last three years were nothing but a play that absolutely nobody bought tickets to."

"It wasn't for nothing," Mom said, pausing for a second. "It was a hard-earned lesson."

Another pause.

Her tone suddenly sharpened.

"Since the paperwork's done, can I pull the plug on them now?"

I switched the phone to my other hand.

"Go for it, Mom."

"Got it. Don't you worry about a thing, just go home and get some rest. I'll take care of the heavy lifting."

And that was it—the line went dead.

Three minutes flat—from that final stamp to hanging up the phone.

In that span of three minutes, the fate of Knox Real Estate had just been flipped upside down.

I ducked into a cafe on the corner, ordered a hot latte, and claimed a spot by the window.

Before I could even take a sip, my phone started buzzing like crazy.

A text message.

From Clara.

"Evelyn, Mrs. Graves's orders just came down. We're pulling the plug on all five of our investment projects with Knox Real Estate—that's sixty million total—starting today."

"The first $25 million in construction advances? Already confirmed as recovered. Their CFO has blown up our headquarters' phone line eight times, but nobody's answering."

"Ryder's father, Damon Knox, has called three times, too, but Mrs. Graves isn't giving him the time of day."

"Also, Mrs. Graves has reached out to our partner banks to flag their entire line of credit for a re-evaluation. We're expecting a full credit audit to kick off first thing tomorrow morning."

I scrolled through the reports, taking it all in.

Sixty million dollars.

A number that would make most people faint just by saying it out loud.

But for the Vanguard Group? It's just chump change in our project budget.

For Knox Real Estate, though, it's their life-support system.

Damon has been faking it for years, but the company is hollow at the core. More than half of their development capital for their main projects came from Vanguard's investments and guarantees.

Their cash flow was already on life support to begin with.

Pulling this sixty million? This isn't just cutting off a limb.

It's going straight for the jugular.

I picked up my latte and took a sip.

It was hot, with a bitter kick.

Just then, my phone screen lit up again.

A social media notification.

I tapped in. The latest post was from Vanessa Knox.

Nine photos.

The first: Ryder and Bianca lounging in the airport VIP lounge. Ryder's mother, Mariana, is grinning so wide her wrinkles are on full display, and Vanessa is flashing a peace sign.

The second: The first-class seats, complete with champagne flutes and fancy appetizers.

The third: A selfie of Bianca, posing with the boarding gate behind her.

The fourth: The view of the clouds from the airplane window.

The fifth: That crystal-clear turquoise water of some island beach.

The sixth: The lobby of a five-star resort.

The seventh: Bianca hooked onto Ryder's arm, lugging around three shopping bags.

The eighth: A lavish seafood feast spread out on the table.

The ninth: A bold, flashy caption with three emojis.

"Celebrating my brother's newfound freedom! Welcome to the family, Bianca! Sun, sand, gourmet food, and shopping—now this is what you call living! I bet some people are probably crying their eyes out in some crappy apartment right now, huh? Too bad nobody gives a damn!"

Location: A luxury resort in London.

The comments were already blowing up.

Mariana actually jumped into the fray, commenting: "You said it! Ryder's finally free! Bianca is such a sweetheart—so thoughtful. She booked every single hotel and restaurant for this trip. She's a million times better than that loser who couldn't even pour a cup of tea right!"

Someone replied: "Congrats! Great choice on the new sister-in-law!"

Bianca followed up with a coy reply: "Oh, you're too sweet, Mrs. Knox. It's the least I can do to look after the family. Being with Ryder is my biggest blessing."

I scrolled through every single one. My hand didn't even tremor.

I even let out a small chuckle.

Then, from my own account, I typed back a single reply.

"The view is nice. Make sure to take plenty of photos and save them. These 'good times' of yours? They're officially on a countdown."

I locked my screen and took another sip of my coffee.

After all, some people's vacation was already destined to be cut short.

Chapter 3

After leaving the cafe, I didn't head back to that old condo in the city.

It was choked with the suffocating memories of a three-year marriage, and I didn't want to spend another second in that dump.

I hailed an Uber and headed to Cloud Peak Tower, right in the heart of the city center.

It's the most exclusive residential complex in town. The entry requirement? A net worth of at least three hundred million.

My mom owns a 4,500-square-foot duplex there—a penthouse with a private elevator straight to the foyer. The decor is pure minimalist, all white stone and natural wood.

I grew up here. But after getting hitched, to keep up the charade of being "middle-class", I barely set foot in the place, only crashing here on the sly whenever Ryder was out of town on business.

Finally, I didn't have to hide who I was.

Fingerprint, facial recognition, and the keypad—the three-tier security system clicked open.

The second I pushed the door open, that signature scent hit me—the sandalwood incense my mom always burns.

The living room is massive, with floor-to-ceiling windows taking up the whole wall, framing a skyline that looks like a sea of lights stretching to the horizon.

I stood there by the glass, looking down at the endless grid of buildings and streetlights, and just zoned out for a second.

Three years ago, I was the pampered only child in this penthouse.

For the last three years, I was just the "nobody" daughter-in-law the Knox family looked down on.

Today, I'm finally back.

Not to where I started.

But to start a whole new

Read more chapters on Novelove APP
Continue Reading