Chapter 1When Mom died, she left me the house and her savings.
The day Dad remarried, my stepmother pulled me into a hug, all smiles:
"Sweetheart, from now on, I'm gonna take care of you."
Six months later, my house got transferred into her son's name.
A year after that, she drained eight hundred thousand from the account—called it an "investment."
Once I started college, she started whispering in Dad's ear:
"Five hundred bucks a month? That's way too much. You're gonna spoil her rotten."
So, Dad cut me off. Said he wanted me to learn independence.
I called Grandpa on an empty stomach, crying so hard I couldn't get the words out.
The next day, three black Maybachs pulled up outside our building.
...
The dining hall was closed.
I stood outside the gate, watching the ladies inside wipe down tables.
My phone showed a balance of three dollars and seventy cents.
Dad hadn't sent this month's money.
He hadn't sent last month's either.
I called him. Two rings, then he hung up. I tried again—straight to voicemail.
So I called my stepmother instead.
She picked up, voice dripping like honey: "Renee, sweetie! Your dad's in the shower. What's up?"
"The money... this month's money..."
"Oh~ your allowance."
She stretched the words out.
"Renee, your dad and I talked it over. He says you're twenty now—time you learned to stand on your own two feet. Five hundred a month isn't teaching you anything except how to blow through cash."
"But I—"
"Look at other kids your age. They work part-time, earn their own way. That's real character. All you do is hold your hand out. How's that gonna help you grow up, sweetheart?"
I didn't say anything.
She kept going. "Plus, it's not like your mom's money disappeared. Bryson's investing it for you. We're thinking about your future here. Can't you try to understand where your dad's coming from?"
Bryson.
Her son. Bryson Cash.
The house Mom left me? In his name now.
The eight hundred thousand Mom left me? Gone without a trace.
"But what am I supposed to eat—"
"Doesn't the dining hall have cheap options? Anyway, eating less is good for you. Girls look better when they're thin."
She hung up, still smiling, I could tell.
I leaned against the pillar by the dining hall entrance, stomach twisting in on itself.
No breakfast. No lunch. And now dinner—doors locked.
I dug through my backpack and found a pack of saltines from last week. Three crackers left.
I crouched under a streetlight and chewed them slowly.
They were soft. Stale.
Mom had been gone three years.
Three years ago, by the time they caught it, it was already stage four.
She held my hand and said:
"Renee, I'm leaving you something. The house, the savings—enough to get you through college, enough for your wedding... I'm so sorry, baby. I won't get to see you walk down the aisle."
We both cried.
She said, "your grandpa's getting old—don't make him worry. And your dad... your dad will take care of you."
After she died, Dad sort of collapsed in on himself for six months.
Then he met Melinda Cash.
Forty-five, well-kept, soft-spoken. Always smiling at people.
She had a twenty-five-year-old son, said her ex-husband had passed, and it was just the two of them now, barely scraping by.
Dad fell for it.
I didn't.
Dad said, "Renee, your mom's gone. I can't do this alone. Just try to understand."
I asked, "what about her son?"
"Bryson's a good guy. He'll be like a brother to you. He'll look out for you."
"I don't need him to look out for me."
Dad sighed. Didn't say anything after that.
Three months later, they were married.
At the wedding, Melinda wore a red dress and pulled me into her arms, grinning.
"Renee, I'm your stepmom now. And I'm gonna take such good care of you."
Her hands were not cold.
But when she touched me, I got goosebumps all over.
Chapter 2
After Melinda moved in, things changed bit by bit.
First, it was the living room.
The set of vases Mom loved got shoved into the storage closet.
"Too old-fashioned."
Dad didn't say a word.
Then it was Mom's photo.
The frame got moved from the living room into my bedroom.
"Renee, honey, you keep your mom's picture in here. Having it in the living room... it's just too hard on your dad."
Dad still didn't say anything.
Then came the house.
One night at dinner, Melinda set down a bowl of soup, smiling like she'd just thought of something brilliant.
"Honey, I wanted to run something by you."
"What's that?"
"That place Renee's mom left her—the apartment, I mean. I was thinking..."
I put my fork down and stared at her.
She kept going:
"It's just sitting there empty. Bryson's twenty-five now. He should be thinking about settling down, starting a life. So I thought maybe..."
"That house is mine. My mom left it to me." I cut her off.
Her smile froze for half a second, then snapped back into place.
"Sweetie, I'm not trying to take anything from you. Just let Bryson stay there for now. When you get married, it'll still be yours, right?"
"No."
"Why are you making this so difficult?" Her voice lifted slightly.
"Your mom would want that place being used, wouldn't she? Bryson can look after it for you."
Dad cleared his throat. "Renee, Melinda's got a point—"
"Dad. That's Mom's."
Dad went quiet. After a long pause, he said, "Let's just eat."
The subject got dropped.
A month later, Bryson showed up.
He stood in front of me, a whole head taller, eyes sliding down like he was sizing me up.
"Hey, sis. Letting me use your place for a bit isn't a big deal, right?"
"It is."
He smirked. "You're just a student. What do you need a house for? You don't even live there."
"Doesn't matter. It's mine."
The smirk faded.
That night, Melinda cried.
She sat in the living room sobbing, saying I didn't see her as a mother, that marrying into this family had been a nightmare, that Bryson had nowhere to go and it was breaking her heart.
Dad stood there looking completely lost.
He looked at me, expression all tangled up.
"Renee, can't you just give a little?"
"No. That house is all I have left of Mom."
Dad's face twitched. He didn't say anything after that.
The next morning, Melinda made breakfast with red, swollen eyes.
When she saw me, she didn't speak—just sighed.
Dad kept glancing between us the whole meal, like he wanted to say something but couldn't.
This went on for two weeks.
Then one day, Dad called me into his office.
"Renee, I need to talk to you about something."
"That house. Let's transfer it into Bryson's name for now. Just on paper. When you get married, we'll transfer it back."
"Dad!"
"Let me finish." He cut me off.
"Melinda hasn't been sleeping. Her blood pressure's through the roof. If Bryson can't get his life together, it's gonna kill her."
"And that's my problem how?"
"Renee!" His voice shot up. "She's your stepmother!"
I stared at him. "My mother's dead."
He froze.
After a long silence, he said, "You're signing whether you like it or not. I'm your father. I have the right to handle this."
"Grandpa bought that house for Mom. It's in my name."
"It got put in your name when you were still a minor. Your mom didn't think it through. Now you listen to me."
With that, he walked out.
Three days later, Bryson showed up at my door with paperwork.
"Sign it."
"No."
He smiled and shoved the papers at me:
"Dad already agreed. You really think you can do anything about it?"
I just tore the papers in half.
His face changed. He raised his hand like he was about to hit me.
Dad walked in and grabbed his wrist.
"Bryson. Don't."
Bryson pulled back, glaring at me. "Uncle Steve, you see how she's acting?"
Dad looked at me. His eyes were so cold, I barely recognized him.
"Renee, you're really disappointing me."
That night, I tried calling Grandpa.
He was in his seventies, living in New York, health not great.
Before Mom died, she made me promise not to worry him.
The phone rang and rang. No answer.
The next day, Dad dragged me to a notary's office.
Melinda and Bryson were already there.
The notary asked me, "Are you certain you want to proceed with this transfer?"
I shook my head.
Dad's hand clamped around my wrist so hard it hurt.
He said quietly, "Renee. Do what you're told."
Melinda dabbed at her eyes. "Renee, sweetie, I know this is hard for you. But I'm begging you—just help your brother out this once. We're family now."
Bryson stood off to the side, expression dark.
The notary asked again.
Dad answered for me. "She agrees."
The house got transferred.
The two-bedroom apartment my mom left me—from that day on, it wasn't mine anymore.
Chapter 3
Three months after the house, they came for the money.
I was in class when Melinda called.
"Renee, I need to talk to you about something."
"That money your mom left you—the eight hundred thousand. I need to borrow it for a bit."
I hung up.
She called back.
"Sweetheart, just hear me out."
"Bryson's got this incredible investment opportunity. No risk, all reward."
"We put in eight hundred grand, and in a year, we double it."
"Imagine—one point six million. You'd get every cent back, plus profit."
"No."
"Why are you being so stubborn?!"
Her voice raised. "What's the point of letting it sit in a bank? That interest rate isn't doing you any favors."
"That money is from my mom."
"Your mom, your mom—Jesus, she's been gone three years! Can you move on already?"
I hung up. Turned my phone off.
When I got back to my dorm that night, my roommate told me Dad had come looking for me.
"He waited outside the gates for two hours. You didn't pick up, so he left."
I turned my phone back on. Twenty-three missed calls.
I called Dad back.
"Renee, about the money. You need to agree to this."
"No."
"Why do you have to be so damn difficult, just like Melinda said?"
"That money is all I have left of her."
He was quiet for a moment. Then: "Your mom's gone. That money's just sitting there. Bryson's project is solid—I looked into it myself. It's a sure thing."
"You looked into it? What do you even know about investing?"
"Renee!" He shouted. "I'm your father!"
I shouted back. "Then why don't you use your money?!"
He went silent.
After a long pause, he said, "Melinda manages my money now."
I laughed. Couldn't help it.
"Dad, you're pathetic."
He hung up.
Three days later, Bryson showed up at my dorm.
He stood outside the building, holding another set of papers.
"Hey, sis. Just need a signature."
"Not happening."
"You're gonna sign eventually."
He stepped closer, voice dropping. "Uncle Steve's ID and documents? My mom's got all of it. Anything he wants to do goes through her. That eight hundred grand? It's ours one way or another."
I stepped back.
He grinned. "Relax. I'm not gonna hit you. Just letting you know how this works."
He shoved the papers into my hands and walked off.
It was a power of attorney form—authorization for Bryson Cash to manage the funds in my name.
I tore it into pieces and threw it in the trash.
A week later, I went to the bank to check my account.
Balance: zero.
I stood in front of the ATM, staring at the screen, brain completely blank.
I went to the counter.
The teller said, "This amount was transferred out last month. According to the records, it was an investment payment to... let me check... Stellar Wealth Management."
"Who authorized the transfer?"
"Your father. Steven Calloway."
"How could he transfer my money?"
She looked uncomfortable.
"Well... this account was opened when you were a minor. Your father co-signed as your guardian. Even though you're an adult now, at the time the funds were deposited, he had joint access..."
I stopped hearing her after that.
Eight hundred thousand dollars.
Mom spent three months in the hospital. Chemo, surgery, ICU. She sold her jewelry, borrowed money, did everything she could. It still wasn't enough.
She lay in that bed, nothing but skin and bones, holding my hand:
"Renee, I'm leaving you money. Study hard. Live well."
That eight hundred thousand—she traded her life for it.
Now it was gone.
I stood outside the bank and called Dad.
"Where's the money?"
"What money?"
"The eight hundred thousand. From Mom."
Silence. Then: "It's invested."
"In what?"
"Bryson's project. It's a sure thing."
"That was my money!"
"Renee, do you have to be so selfish?" His voice suddenly got louder.
"That project is good. When it pays out, you'll get your share and then some. This is for your benefit. Why can't you see that?"
"Did you even ask me?"
"Would you have said yes? You're young! What do you know?"
His tone softened. "Renee, just trust me on this."
I hung up.
That night, I looked up Stellar Wealth Management online.
According to public records, the company had been around less than six months.
Registered capital: a hundred thousand dollars.
CEO and legal representative: Bryson Cash.
